Free Advice 0800 043 0200

Landline 0161 219 3622

Find out what Debt Solutions are Available for you


free confidential advice   ·   no obligation   ·   no 3rd parties

Debt Solutions And Free Advice

Debt Management

Debt Management

Lower monthly payments

For debts from £1,000+

Flexible for your needs

Payments start from £80

Payments based on what you can afford

IVA

IVA

Write off problem debt

For debts from £10,000+

Payments from £100

Usually lasts 60 months

Payments based on what you can afford

Bankruptcy

Bankruptcy

When you can no longer afford to pay your debts

Allows for a fresh start

Can be dealt with in as little as 12 months

Stops creditor harassment

Debt Relief Order

Debt Relief Order

When you can no longer afford to pay your debts

For debts up to £20,000

For people with little or no assets (up to £1,000)

Debt free in 12 months


How we can help

There are a variety of debt solutions available in the UK to help you take control of your debts. At Debt Solutions we will discuss all options available to you in confidence and advise you based on your personal financial circumstances. This will allow you to make an informed decision on how you wish to address your debt.

Our Services

We offer advice on all insolvency solutions, and assist individuals in proposing repayment plans to creditors, such as Debt Management Plans and IVAs. In order to find out about the solutions available to you, please contact us for further information and one of our advisors will be happy to have a chat with you. This chat will involve reviewing your income, outgoings, total debt level and any other relevant details, so that we can provide you with the best advice possible. You can chat to us safe in the knowledge that all advice is free and confidential.

About Debt Solutions

DebtSolutions.co.uk is part of National Debt Relief. We are a private company offering debt advice and solutions for people in debt. We will talk you through the options available to you. We provide free and confidential advice and assistance with debt repayment plans. If we determine that the best solution for you is a service not provided by Debt Solutions, then we will refer you to other service providers or charities such as the CAB or MAS.

Debt Solutions do not charge any upfront fees for advice provided. However, should you wish to proceed with one of our repayment plans, then a fee will be payable. Fees will depend on the debt solution you choose and what your personal circumstances are. All fees will be discussed prior to commencement of any service or debt repayment plan. For further information on fees and key information click here.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.

Work out your new potential monthly debt repayment

Debt calculator

Case Examples

Case Example 1

Name: Miss N

Total Debt: £38,000 (approx)

Our client was struggling with monthly debt repayments of £785. After assessment it was determined that an IVA was her most suitable option which she decided to proceed with. Her payments were reduced down to a more affordable £260 per month. She will be debt free after 60 payments.

Case Example 2

Name: MR K

Total Debt: £10,860 (approx)

Our client was struggling with total debt repayments of £560 per month. After hearing his options he decided to go for a more informal solution, a Debt Management Plan. His payments were reduced down to £200 per month and interest and charges were frozen on his debts.

Case Example 3

Name: Mr S & Miss W

Total Debt: £46,000 (approx)

Our clients were struggling with combined payments of £700 per month on their debts. They entered into an interlocking IVA, with reduced payments of £300 per month. A year later they proposed a remortgage and raised £19,000 which creditors accepted as full and final settlement of their debts.

Address

Templemore Business Park
Northland Road
Derry
BT48 0LD

Phone

Freephone
0800 043 0200
Landline
0161 219 3622

Opening Hours

Monday - Friday
8am - 8pm
Saturday
9am - 4pm